Your Credit Scores Are Changing

If you're in the market for a home loan, you might want to get your FICO credit score now.

The rules behind how your FICO scores are calculated just changed -- but you probably don't know it and won't know it for some time. These changes to how your credit rating is determined look like they may favor consumers.

However, one of the three major credit reporting bureaus, Experian, is going to stop making its data available to consumers . This may happen as soon as next week and it doesn't bode well for the public. Basically, you will no longer have access to this piece of your credit rating. As most people know, better your FICO score, the lower interest rate you can secure on your mortgage.

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