Mar 18, 2014
I encourage anyone buying a home to get a second opinion on their home loan before committing to a mortgage company. The issue that usually prevents this is timing. When you put a contract on a home, the clock starts ticking. Buyers must get their home loan process started immediately. The application is usually lengthy and requires a lot of documentation. Appraisals must be ordered, underwriting reviews are done, ... they take a while. Not all lenders are the same and some take a lot longer than other. A whole lot longer.
Step one is to get a pre-approval letter before making an offer on a property. Step two is applying for a loan as soon as the ink is dry on the contract. The time to get a second opinion and finalize your lender is during one of these first steps. A good mortgage lender will respond quickly to your request.
My favorite mortgage lenders that I hear great things about from clients and I know from personal experience are:
Alison Hannah, PrimeLending, 972-348-6141 email@example.com
Alan Felch, Lending Partners, 214-683-1770 firstname.lastname@example.org
Steve Hakes, Affiliated Bank Mortgage, 214-643-6021 email@example.com