Sep 30, 2012
Standard Texas home insurance policies typically cover concerns like fire, wind storms, lightning and hurricanes. Those are mainly the types of catastrophes we see in Texas. However, most homeowners must purchase a separate insurance rider for coverage of floods, earthquakes and other issues.
Damage from earthquakes can range from cosmetic problems like cracked tiles and wood floors pulling apart to structural issues like foundation movement or plumbing leaks. The strong shaking a house gets during an earthquake is not something most Texas builders and homeowners plan for. [where: 75230]